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NICL AO Previous Year Cutoff 2026 Check Category Wise Marks

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• Updated on 7 Oct, 2026, 11:30 AM, • 2 hours ago by Nishad Anjum

NICL AO Previous Year Cutoff marks provide a reference for Generalist and Specialist posts. The 2024 Phase-I data shows different category-wise and sectional qualifying marks across disciplines, helping aspirants set realistic preparation and mock-test targets.

NICL AO Previous Year Cutoff 2026 Check Category Wise Marks

NICL AO Previous Year Cutoff marks can help aspirants understand the score needed to clear the preliminary stage. The latest available cutoff data covers the 2024 Phase-I examination for Generalist and Specialist posts. The figures include category-wise, post-wise and sectional qualifying marks.

 

The National Insurance Company Limited (NICL) conducts the Administrative Officer Scale-I recruitment for Generalist and Specialist disciplines. The previous year cutoff is useful while setting a target score for mock tests and exam preparation.

 

What was the NICL AO Previous Year Cutoff for Phase 1?

The NICL AO Prelims exam carries 100 marks. It includes English Language, Reasoning Ability and Quantitative Aptitude. The previous cutoff was different for Generalist and Specialist posts and also varied by category.

The Generalist cutoff was the highest among the listed posts, with the UR cutoff at 70.75 marks. Finance followed at 66 marks for OBC, EWS and UR categories.

 

Which NICL AO posts had the highest cutoff marks?

The cutoff varied widely across different disciplines. Generalist had the highest overall cutoff, while Doctors and Automobile Engineers had much lower marks.

 

Some important points from the previous NICL AO cutoff are:

  • Generalist: UR cutoff was 70.75 marks.
  • Finance: OBC, EWS and UR cutoff stood at 65 to 66 marks.
  • Information Technology: UR cutoff was 58.75 marks.
  • Legal: UR cutoff was 52 marks.
  • Doctors (MBBS): UR cutoff was 17.50 marks.
  • Automobile Engineers: The cutoff was 20 marks across the listed categories.

The difference is mainly linked to the post, number of available seats, exam performance and competition in each discipline. Aspirants should therefore compare the cutoff for their specific post instead of relying only on the Generalist figure.

 

What were the NICL AO sectional cutoff marks?

Clearing the overall NICL AO cutoff is not enough. Section-wise qualifying marks were also prescribed for Phase-I.

 

The table below shows the previous sectional qualifying marks for Generalist and Specialist posts.

These sectional marks show why preparation should not focus on only one subject. A strong total score may not help if the required sectional mark is missed.

 

How can the NICL AO previous year cutoff help in preparation?

Previous cutoff marks can be used as a reference while setting mock-test targets. However, the actual cutoff can move up or down depending on the difficulty level and competition.

 

A practical preparation plan can include:

  • Set a target above the previous cutoff instead of aiming for the minimum.
  • Track sectional scores after every mock test.
  • Give extra attention to weak subjects.
  • Compare scores with the cutoff for the selected post.
  • Focus on accuracy along with speed.
  • Keep a margin above the previous year's cutoff for better preparation.

For Generalist posts, the previous UR cutoff was 70.75 marks. Therefore, simply targeting the previous cutoff may not provide enough safety in a future recruitment cycle.

 

Is there any fee to check the NICL AO cutoff?

No payment is required to check the NICL AO previous year cutoff marks. The cutoff is used as a reference for exam preparation. Any NICL AO application fee or payment requirement is separate and is decided through the recruitment notification for that particular cycle.

 

What happens after clearing the NICL AO Prelims cutoff?

The NICL AO selection process moves to the next stage after Phase-I. The Mains examination and interview performance are important for the final selection, depending on the recruitment process for the post.

 

Aspirants should not treat the Prelims cutoff as the final selection score. The previous cutoff data is mainly useful for understanding the level required to move ahead in the recruitment process.

 

NICL AO Previous Year Cutoff FAQs

What was the NICL AO Generalist UR cutoff in the previous year?

The Generalist UR cutoff for Phase-I was 70.75 marks.

What was the NICL AO Finance cutoff for UR candidates?

The Finance UR cutoff was 66 marks in the previous Phase-I cutoff data.

Was the NICL AO cutoff different for each post?

Yes. The cutoff varied across Generalist, Legal, Finance, IT, Doctors and Automobile Engineer posts.

Are sectional marks required in NICL AO Prelims?

Yes. Separate qualifying marks were prescribed for English, Reasoning and Quantitative Aptitude.

Is any fee required to check the NICL AO cutoff?

No. Checking previous year NICL AO cutoff marks does not require any payment.